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Treaty Investor (E-2 ) &
Immigrant Investor Program (EB-5)

While both the E-2 and EB-5 visas allow investors to live and work in the U.S., they differ significantly:

  • E-2 Visa – Non-immigrant, temporary, requires a treaty country nationality, and has a lower investment threshold.

  • EB-5 Visa – Immigrant visa, leads to permanent residency (green card), requires a minimum investment of $800,000 to $1.05 million, and job creation for at least 10 U.S. workers.

Treaty Investor (E-2)

E-2 Treaty Investor Visa allows foreign nationals from countries with trade and commerce agreements with the U.S. to enter and work in the United States through a substantial investment in a U.S. business. This non-immigrant visa offers investors the opportunity to manage and grow their business while living in the U.S.

Eligibility
Requirements

To qualify for the E-2 visa, the investor must:

  • Be a citizen of a country with a qualifying trade treaty with the U.S. See List of Treaty Countries.

  • Invest a significant amount of capital in a bona fide U.S. enterprise. Although no fixed amount is specified, investments typically start at $100,000 or more.

  • Own at least 50% of the enterprise or hold a managerial position demonstrating operational control.

  • The business must generate sufficient income to support the investor and their family or contribute to job creation.

  • Investors must enter the U.S. to develop and manage the business directly (active role).

Types of Qualified 
Investment

New Ventures – Starting a new business from scratch.

Existing Businesses – Purchasing or expanding a pre-existing business.

Franchises – Investing in a franchise operating in the U.S.

The investment must be "at risk", meaning the capital must be committed to the business, not sitting idle in a bank account. Loans secured against the business’s assets generally qualify, but the investor must demonstrate personal risk.

Applying for E-2 Visa

  • If You Are Outside the U.S. – File for an E-2 visa at a U.S. consulate or embassy. Once approved, you can enter the U.S. under E-2 status.

  • If You Are Inside the U.S. – Apply for a change of status to E-2 by filing Form I-129 with USCIS. Legal non-immigrant status is required at the time of application.

E-2 Visa Advantages

  • You can work legally in the company that is an investment vehicle in the U.S.

  • You can travel freely in and out of the U.S.

  • You can stay on an extended basis with unlimited two-year extensions as long as you maintain E-2 status requirements.

  • Your dependents under 21, relatives and spouse can accompany you. Your spouse may also work while in the U.S. while your dependents may attend U.S. schools, colleges, and universities, without applying for separate student visa.

E-2 Visa 
Disadvantages

  • E2 visas are available exclusively to nationals of countries (listed below) having investment agreements with the U.S.

  • You are restricted to work exclusively for the specific employer or self-owned business that acted as your E2 visa guarantor

  • E2 visas are approved for two years at a time which makes the application/extension process slow.

Does the E-2 visa lead to a Green Card?

No, E-2 visa is a non-immigrant visa and does not directly lead to permanent residency. However, E-2 visa holders can explore pathways to a green card through options like the EB-5 investor visa, family sponsorship, or employer sponsorship.

What happens if my business fails while I am on an E-2 visa?

 

If the business ceases operations or fails, your E-2 status may be revoked. Since the visa is contingent on the business remaining active, failure to maintain the investment could lead to loss of status. However, you may apply for a different visa category or leave and reapply once a new qualifying investment is made.

Can I reinvest profits from the business to meet the investment requirement?

 

 

Yes, reinvesting profits into the business can demonstrate that the investment is active and at risk, which is a key E-2 requirement. However, the initial investment must still be substantial at the time of application.

How long does the E-2 visa application process take?

 

Processing times vary by consulate, but typically the application process takes between three to six months. Premium processing is available for certain petitions filed within the U.S., which guarantees a decision within 15 business days.

Can I bring employees from my home country on an E-2 visa?

 

 

Yes, you can bring employees if they share the same nationality as you and will work in an executive, supervisory, or essential skills capacity. They can apply for an E-2 employee visa to accompany you to the U.S.

Immigrant Investor Program (EB-5)

The EB5 program was created to stimulate economic growth by attracting foreign capital and creating jobs for American workers. In return, investors and their immediate family members (spouse and unmarried children under 21) can secure lawful permanent residency by making a qualifying investment in the U.S. economy.

How Does It Work?

To qualify for the EB-5 visa, applicants must invest in a new commercial enterprise that creates or preserves at least 10 full-time jobs for U.S. workers. Minimum investment depends on the location of the business:

  • $1.05 million – Standard investment amount.

  • $800,000 – Reduced investment for projects in Targeted Employment Areas (TEAs), which are rural or high-unemployment regions.

Investments can be made directly in a business or through a Regional Center, which pools investor funds to finance large-scale projects, often in industries like real estate, infrastructure, or hospitality. 

Key Benefits

  • Permanent Residency for the Whole Family – EB-5 program grants green cards to the investor, their spouse, and children under 21.

  • No Sponsor Required – unlike other visa categories, the EB-5 program does not require a U.S.-based sponsor or employer.

  • Freedom to Live, Work, and Study Anywhere in the U.S. – EB-5 visa holders are not restricted to living near their investment; they can choose to reside in any state.

  • Path to Citizenship – After five (5) years as a green card holder, EB-5 investors may apply for U.S. citizenship if they meet the eligibility requirements.

Is There an Annual Limit on EB-5 Visas?

Yes, there is an annual cap set at 10,000 visas per year. Of those, 3,000 are set aside for investors who invest in a commercial enterprise that will create jobs in a targeted employment area (TEA).

If the cap is reached, investors who are not from countries that are experiencing a high demand for EB-5 visas may have to wait until the next fiscal year to apply for their visas. However, if you are from a country that is experiencing a high demand for EB-5 visas, you may be able to file your I-526 petition before the end of the fiscal year and have your petition "piggy-backed" onto another investor's visa that was issued earlier in the year.

Application Process

EB-5 process begins by filing Form I-526 (Immigrant Petition by Alien Investor) with U.S. Citizenship and Immigration Services (USCIS). Along with the petition, you must provide the following documentation:

  • A comprehensive business plan.

  • Proof that you have invested, or are actively in the process of investing, the required amount in a U.S. commercial enterprise.

  • Evidence demonstrating that your investment will create or preserve at least 10 full-time jobs for qualified U.S. workers.

If you are including family members in your application, such as your spouse or children under 21, you must also submit documents verifying your relationship, such as marriage or birth certificates.

Once USCIS approves your I-526 petition, you can proceed to apply for an EB-5 visa at a U.S. consulate or embassy in your home country. For your visa interview, you will need to present the following:

  • A valid passport.

  • A copy of your approved I-526 petition.

  • Documentation proving your investment.

  • Evidence of familial relationships for any dependents included in your petition.

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